Fix & Flip Loans - Hard Money & Private Money

Integrity 1st Financial, LLC is a direct, private lender that provides fix and flip financing for 1-4 family non-owner-occupied residential real estate. We will lend up to 90% of the purchase price and up to 100% of the rehab costs, not to exceed 75% of the after repair value. Loans from $75k to $2.5M for 12 month term. Commitment letters issued in as little as 24-hours with closings in as few as 14 business days.

Loan Purpose
Purchase and Renovation
Property Types
Non-owner occupied residential. (Single family and multi-family up to 4 units.)
Borrower Types
Individual or LLCs
Loan Term
Typically 12 months, but can be extended up to 18 months
Security
First Mortgage
Loan Amount
$75,000 - $2,500,000
LTV: 1-4 Units
Up to 90% of acquisition and 100% of rehab costs or 75% of after repair value (ARV)
FICO
Minimum 550
Amortization
Interest Only
Prepayment Premium
None
Recourse
Recourse & Non-Recourse Available

Fix & Flip: Lines Of Credit

Term
6-12 Months
Line Amount
Lines Up To $7,500,000
FICO
Minimum 620
Net Worth
Minimum $150,000
Reserves
20% of Requested Line Amount

Contact our mortgage advisors. We are just a call away, call us at 844-750-7394 or click the button below to apply online.

Apply Now